Where Habits Pay OffPledge real money on your habits. Complete the challenge and win your full stake back — plus earn bonus rewards in group challenges. Financial accountability that actually works.

Habit commitment app with real financial stakes

Commitment contracts — stake money on your habits

Win back your pledge when you complete your goal

Earn bonus rewards in group challenges

Science-backed financial accountability — proven to triple success rates

Group and solo habit challenges with GitHub, Strava, photo, and video verification